Paul Jansen and Debby Bielak, consultants at McKinsey & Company, published an article in the June 2008 Business Officer publication of NACUBO which summarizes the five key trends in higher education.  In conducting their research, McKinsey engaged with institutions affiliated with the Forum for the Future of Higher Education in Cambridge, Massachusetts.  The authors maintain that the five trends have the potential to be disrupters that could affect the status quo at many institutions.