With the likelihood of most colleges and universities teaching the fall — and perhaps spring — semesters online, it’s clear that many educational institutions will improve over their improvised performances in the spring of 2020. There are many people, including me, who are writing about the financial distress due to room and board refunds and lower enrollments due to freshmen taking a gap year and international students choosing to not visit the U.S. for a potential online college experience. Based on my 18 years of experience in online higher education, I think there are opportunities for colleges and universities that survive financially.